Retirement
One of the best ways to ensure a secure retirement is to start saving as early as possible. Our 401(k) savings plan allows you to save for retirement on a pretax basis. You can begin contributing to the plan at any time once you become eligible and start making contributions to your account through convenient payroll deductions.
Blue River offers a 401(k) through Fidelity. The 401(k) plan allows you to save for retirement and enjoy significant tax advantages. You can contact Fidelity any time by logging in to netbenefits.com for more information about the plan, your account balance, making contributions, changing investment elections, initiating a rollover or requesting a loan or withdrawal.
Who is Eligible for the 401(k)?
All 401k benefit-eligible employees. Confirm your eligibility by reviewing your offer letter or speaking with your HRBP.
How Do I Enroll in the 401(k)?
You can enroll in the retirement savings plan by visiting your plan provider’s website and registering with your personal information. Once registered, you’ll be able to select your contribution percentage.
Increase Your Retirement Savings with a 401(k)
- Blue River will match $0.65 per $1.00 you contribute to the plan, up to the first 6% of your gross compensation, and the employer match vests immediately.
- Contribute using convenient payroll deductions up to the IRS limit of $24,500 per year.
- Change the amount of your contributions or stop your payroll contributions at any time.
- Decide how to invest your 401(k) or allow the plan to choose for you.
- The 401(k) contribution limit for employees age 50 or older is $32,500 per year.
- The 401(k) contribution limit for employees age 60-63 is $36,000 in 2025 per year.
*401(k) contribution limits are set by the IRS and are subject to change for 2026